What Is Specialty General Liability Insurance?
Specialty General Liability insurance (SGL) is designed for "higher hazard" liability exposures that typically involve unique products, services and premises risks. Our SGL group includes underwriters, risk engineering consultants and liability claims specialists who are experienced in hard-to place and special products and premises risks. We offer solutions for manufacturers, wholesaler-distributors and importers of difficult-to-place products, as well as others with unique or difficult General Liability exposures. Stand-alone or bundled with other solutions from The Hartford, our Specialty General Liability coverage and services are designed to provide a total solution. Our coverage helps protect against third party injuries and associated defense costs in addition to other high hazard exposures.
Extended Business Liability Insurance Coverage & Risk Engineering
Extending Your Coverage – If a contract requires a business to add individuals/entities to its business liability insurance coverage, The Hartford helps make it easy to add them to the policy.
Improve Safety and Reduce Risk – One of the best ways to avoid a lawsuit is to run the safest business possible. The Hartford's Risk Engineering group is part of our General Liability Insurance policy team and can help with one-on-one risk management consultations and safety seminars. They can also find ways to save companies money with discounts for things like installing safety equipment and following best practices.
Ready for a GL quote? Learn more about how you can tailor your business insurance.
Is Business Liability Insurance Required by Law?
Business Liability Insurance is not usually required by law but can protect your business and personal assets from being taken in a judgment against you or as a tenant if you cause damage to a property you rent. Some states require coverage when applying for professional licenses such as a plumber's license or an electrician license.
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